Bother

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pyoorkate
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Bother

Postby pyoorkate » Sat Jul 21, 2007 1:21 pm

Uh, it was a bit wet at my mum's house yesterday...

Image

Fortunately, it's insured, so my mum's going to be claiming for the controller / charger / possibly the batteries too; the whole lot was about a foot further under water (so the interior's wet too)....

Bother, I think is the word.
Kate E

1969 Morris Minor - awaiting LHD conversion
1995 MZ ETZ 251 in bits
1996 Kanuni ETZ 251
1972 (built '71) Vauxhall Viva

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ChrisB
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Postby ChrisB » Sat Jul 21, 2007 1:44 pm

Noooooooooooooooooooooooooooooooooooooooooooo :cry: :cry: :cry:

How much copped it ??? as long as the water didnt make it into the batts then they should be fine.

If the contactors where all out at the time then theres a good chance all the electronics will have survived.

Best pull them all out wash them down carefully and and leave them all to dry out.

You might be surprised what comes back. BUT you will need to hook it all out pretty much pronto.

ChrisB
I reject reality and substitute my own !!!!!!

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booboo
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Postby booboo » Sat Jul 21, 2007 9:05 pm

Absolutely gutted for you :cry:

Hope it's not as bad as it looks; how much of a set-back is it in relation to work already carried out ?

Having spent hours of blood, sweat and tears on my mini-el I would be almost suicidal if it was straight back to square one (and worse), so I really feel for you.
London to Brighton on a Sinclair C5 - 6/5/07 - what a trip !
Ford Explorer 4.0 v6 petrol for everyday abuse - thank God for LPG
Sinclair C5's (Plus "c5alive.co.uk" ) as a hobby

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pyoorkate
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Postby pyoorkate » Sun Jul 22, 2007 8:50 am

Unfortunately I'm not there, and when I left it was still pretty much as you see it (the water actually gets deeper than that going forward, we did look at moving it).

Basically, I told my mum to ring the insurance company and say it probably needs new batteries, controller, charger, etc; and to check into getting someone (probably non-local) to look at it. I don't know what sort of state the interior will be in; nor how much it'll stink (bear in mind we live next to a stable and so the car's been soaked in a healthy mixture of horse urine and manure).

Whilst the batteries might be okay (sealed as they are), the charger and potentially controller I'd not trust after the mud's been through them. The water appeared to contain a great deal of fine silt as well...

I'm also slightly concerned about the prospects for the motor, I'm not sure how open it is, and yeah, lots of fine silt in the windings? Not going to be good I'd've thought.
Kate E



1969 Morris Minor - awaiting LHD conversion

1995 MZ ETZ 251 in bits

1996 Kanuni ETZ 251

1972 (built '71) Vauxhall Viva

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EVguru
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Postby EVguru » Sun Jul 22, 2007 3:49 pm

This could be good news, or it could be very bad news.

I think it's probably an economic write off. Flood damaged vehicles nearly always are.

The front hubs are going to need stripping and the wheel bearings re-packing/replacing. The back axle is also going to need stripping. That's several hours of labour.

The motor will need stripping for new bearings, but if the insulation was sound and it's dried out carefully it should be fine. The insurance company is not going to know who to aproach for this. A motor shop would probably charge quite a lot.

Batteries if sealed will be fine and in any case they're mounted pretty high.

We still have no information into just what control gear is fitted, so I can make no predction as to it's survival. Again the insurance company is not going to know anything.

The interior is going to need cleaning, a potentially expensive job if done professionally, as it would be by an insurance company. Get the interior dry as fast as possible.

Now, if they write it off, things can go several ways. If you have agreed value, you should get your money back, but the vehicle will almost certainly go for scrap. If you don't have agreed value, you will have a fight on your hands to get a fair value.

A friend of mine had his girlfriend's mini written off (no fault) and they were offered £250 for a very tidy car, with loads of upgrades. They'd had a spontaneous offer of £1250, not long before (It was bright Pink). It was a tough fight to get anything like sensible money, they even challenged the insurance company to actually find a sound MOT'd mini of any kind for £250. After activating their legal protection cover they eventually got about £650. The car was scrapped and they were'nt allowed to buy it back as salvage to recover any of the upgrades fitted.

If you would like to keep the car, then the best approach may be to ask for salvage rights and take whatever pitifull offer you're made for the losses. Most of the work will not be expensive if you do it yourself (or people chip in to help).
Paul

http://www.compton.vispa.com/scirocco/
http://www.morini-mania.co.uk
http://www.compton.vispa.com/the_named

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qdos
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Postby qdos » Sun Jul 22, 2007 10:36 pm

ohhhhh no!!!!! I hope the house is ok?

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ChrisB
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Postby ChrisB » Mon Jul 23, 2007 8:57 am

Pauls assement is pretty much on the right lines.

You will be surprised though how much you can rescue from it I recon.

All depends how quick you can get to it though and as you say your not there currently then thats not so good :cry: I presume its still there now then ?? which really is not good at all :cry:

One thing I will say is if the insurance company do write it off and wont let you keep it, pull everything out of it you can, i.e. batteries, controller, contactors, you never know when something might be useful.
Of course if the stuff still sat there underwater now then things like the controller etc are going to be pretty trollied by now :cry: but the batts should be fine if sealed if a little flat if they have had water over the terminals :?

As Qdos says, hope the house is OK ??

ChrisB
I reject reality and substitute my own !!!!!!

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EVguru
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Postby EVguru » Mon Jul 23, 2007 9:28 am

If the insurance company write it off it belongs to them.

Removing any parts is then THEFT!

Removing any parts before hand is insurance fraud.

In any case they may well have it removed to a secure compound after the loss adjuster has seen it.

You may even be better off NOT making a claim!

However, it's not impossible to put in a claim for the parts and do the work yourself.

I've never had to make an insurance claim myself, but I've seen the process second hand too many times.

Getting a satisfactory settlement can be very hard work.
Paul

http://www.compton.vispa.com/scirocco/
http://www.morini-mania.co.uk
http://www.compton.vispa.com/the_named

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qdos
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Postby qdos » Mon Jul 23, 2007 9:40 am

Insurance via kit car specialists is often a good route as kit car folk usually repair their own vehicles because most garages don't understand how as there's no manual ;-)

I'd like to think you will be ok Remember you do not HAVE TO accept an insurance company's offer or where they want take it for repair it's your car you choose. You just claim for the costs involved. It's your tail, you wag it.

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ChrisB
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Postby ChrisB » Mon Jul 23, 2007 10:17 am

EVguru wrote:If the insurance company write it off it belongs to them.

Removing any parts is then THEFT!

Removing any parts before hand is insurance fraud............


Lighten up Paul, anyhow I recon paying the fees we do and then having all the hassle we have trying to claim on our so called insurance is a theft of my money anyway :evil: not to mention fraud in my book :evil:

Insurance:- Definition

A promise of compensation for specific potential future losses in exchange for a periodic payment. Insurance is designed to protect the financial well-being of an individual, company or other entity in the case of unexpected loss.


You are very lucky not to have dealt with these vultures Paul and the day you do you will soon realise that 99% of the time half of what they call so called compensation/cover isnt worth the paper its written on :evil:

When they pay out fair money for a fair failure in a reasonable time will be the time I will start treating them fair. Until that time................

ChrisB
I reject reality and substitute my own !!!!!!


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